Small Business Administration (SBA) loans are great for low rates and long terms. These loans are ideal for a business owner who is patient and meets the strict SBA guidelines. The SBA is a U.S. government agency that provides support for entrepreneurs and small businesses.

 

SBA loans are made through banks, credit unions and other lenders that partner with the SBA. The SBA provides a government-backed guarantee on part of the loan. A loan from the U.S. Small Business Administration is the best and most affordable way to obtain financing for your small business if you have strong credit and business financials.